Whether you are an artisan contractor, such as a carpenter, plumber or electrician, or a general contractor, you have a wide variety of insurance needs. Some of the coverages you may need include:
- Builder’s risk or course of construction
- Commercial auto
- Contractor license and permit bonds
- Design professional liability
- Equipment floaters
- General liability, including broad form coverages
- Performance and other surety bonds
- Umbrella liability
- Worker’s compensation
- XCU (Explosion, collapse, underground) coverage
All contractors need general liability insurance. As a contractor, one of the things you’ll want to do is have the “care custody or control” and the “injury to work performed” exclusions removed from your general policy. Contractors are one of our specialties. Let us design a program that fits your needs.